Remembrance Day closure

We will be closed on November 11 to observe Remembrance Day. Our Member Service Centre and Member Solutions Team will be available from 8 a.m. to 5 p.m. should you need any assistance. Online and mobile banking will be available.

Creative Arts Financial Logo

Banking for AFBS Members

Bank, save, and borrow with exclusive rates and rewards designed for your creative journey.

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Benefits for AFBS Members

Enjoy personalized banking with exclusive perks and a community that understands your craft.

New account offer

  • Earn $250 when you open a Premium or Premium Unlimited chequing account and set up a direct deposit1
  • Earn $50 when you open a personal savings account and make a deposit1

Exclusive rates

  • 0.10% off posted rates for mortgages2 or home equity line of credit2
  • 0.25% off posted rates for personal loans2 or lines of credit2
  • 0.10% bonus on posted non-redeemable GIC rates3

Credit card offers

Earn rewards and get more out of every purchase with our credit cards4. Choose the option that fits your lifestyle — low interest, cash back, or premium travel benefits.

Member perks

  • First-time home buyer coaching, including a review of your finances and advice on purchase price range
  • Access to exclusive contests and prizes

Take advantage of our featured rates

Big goals start with smart choices. Explore featured rates on select products designed to help you save, borrow and plan for what’s ahead.

4.84%‡

3-year fixed mortgage

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3.75%‡

5-year variable high ratio mortgage

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4.44%‡

3-year fixed high ratio mortgage

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3.20%*

13-month FlexSavings Cashable GIC

Freedom to access your money after just 90 days.

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4.00%†

18-month GIC

Ideal for medium-term goals with a secure and competitive rate.

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4.35%†

54-month GIC

Secure, competitive rate for medium-term goals.

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Why choose Creative Arts Financial?

  • We’re not a big bank. We’re a member-owned credit union that puts your goals first.
  • Be part of a community that values creativity, flexibility, and financial confidence.
  • Enjoy competitive rates, personalized service, and a community-driven approach to banking.

Bank where you belong

Book an appointment to open your account and start enjoying exclusive perks designed for AFBS Members.

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1. Available to new members who open an account in branch when a specified offer code is applied by branch staff. Eligibility for the $250 chequing account offer: Open a new personal chequing account (Premium or Premium Unlimited), and set-up a new recurring direct deposit for a pension or payroll that occurs at a minimum, every month. Two direct deposits must occur within 90 days of opening the chequing account, and the total value of the two direct deposits must equal a minimum sum of $500. Eligibility for the $50 savings account offer: Open a new personal savings account (excludes USD accounts), and deposit a minimum amount of $250 within ten days of the account being opened and hold a minimum balance of $250 for 60 days following the date that the account is opened. These offers are limited to 1 per eligible primary account holder and/or cardholder and cannot be combined with any other offer. All offers are subject to change. For full offer terms and conditions, contact us.
Subject to approval.
2. Bonus is not available for market-linked GICs.
3. Credit cards are issued by Collabria Financial Services Inc. under license from Visa Int. Subject to approval.
* Non-registered, TFSA and FHSA-eligible. Rate and terms subject to change without notice. Conditions apply.
† Available for non-registered and registered accounts, excluding RESP and RDSP. Rates and terms subject to change without notice. Conditions apply.
‡ Annual Percentage Rate (APR). Rate subject to change at any time. All credit products are subject to credit approval. Conditions and restrictions apply.

Terms and conditions apply. View the AFBS Member banking benefits and eligibility disclosure.

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

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Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

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You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

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Business U.S. Dollar Investment Savings account

Balance
Rate*

Balance

All balances
Rate*

0.25%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance
Rate*

Balance

$0 – $100,000.00
Rate*

1.70%

Balance

$100,000.01 – $250,000.00
Rate*

1.75%

Balance

$250,000.01 – $500,000.00
Rate*

1.85%

Balance

$500,000.01 – $750,000.00
Rate*

1.95%

Balance

$750,000.01 – $1,000,000.00
Rate*

2.05%

Balance

$1,000,000.01 – $2,500,000.00
Rate*

2.15%

Balance

$2,500,000.01+
Rate*

2.25%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Book an appointment

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027
* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m. ** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.
U.S. Dollar Investment Savings account

Balance
Rate*

Balance

All balances
Rate*

0.20%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance
Rate*

Balance

$0 – $1,000.00
Rate*

0.05%

Balance

$1,000.01 – $5,000.00
Rate*

0.05%

Balance

$5,000.01 – $10,000.00
Rate*

0.05%

Balance

$10,000.01+
Rate*

0.05%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options
Rate*

Account options

Non-registered savings
Rate*

0.30%

Account options

TFSA investment savings
Rate*

0.70%

Account options

FHSA investment savings
Rate*

3.30%

Account options

RRSP investment savings
Rate*

0.05%

Account options

RRIF investment savings
Rate*

0.05%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance
Rate*

Balance

$0 – $1,000.00
Rate*

0.05%

Balance

$1,000.01 – $5,000.00
Rate*

0.05%

Balance

$5,000.01 – $10,000.00
Rate*

0.05%

Balance

$10,000.01+
Rate*

0.05%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance
Rate*

Balance

$0 – $100,000.00
Rate*

0.70%

Balance

$100,000.01 – $200,000.00
Rate*

0.85%

Balance

$200,000.01+
Rate*

0.90%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.