Compliments and concerns

Whether you want to share a great experience or have a concern you want us to look into, we would love to hear from you.

Compliments

Tell us about the exceptional service you received. Please include the name(s) of the staff so we can recognize them. Thank you!

  • Phone: 1-866-800-2787
  • Email: Contact@CreativeArtsFinancial.com
  • Mail: Creative Arts Financial, division of FirstOntario Credit Union. 635 Church Street, 1st floor, Toronto, ON M4Y 2G1

Complaints

We take concerns seriously. Finding better solutions not only helps resolve issues — it also helps us improve our service overall.

We’re committed to responding to you within two business days with the following information:

  • Acknowledgement that we have received your concern.
  • Where possible, we will strive to immediately resolve your concern.
  • If further action is required, we will let you know how it is being handled and when you can expect to hear from us.
  • If the matter may take longer to resolve, we will keep you informed throughout the process.
Step 1

Please have the following information so we can address your matter as quickly as possible:

  • Your member identification information
  • Date(s) of occurrence
  • Supporting documents, if any
  • The name(s) of staff involved
  • Your preferred method of reply: mail, email or phone (if phone, let us know when is the best time to call)
Step 2

Please contact your branch manager or Creative Arts Financial at 1-866-800-2787 to express your concern. Our staff will do their best to help as quickly as they can.

Step 3

If the branch manager or staff are unable to provide a resolution, you may wish to escalate your concern to:

Step 4

If your concern has not been addressed to your satisfaction, you may wish to contact the Financial Services Regulatory Authority of Ontario.

  • Phone: 416-250-7250, 1-800-668-0128 (toll free)
  • Email: contactcentre@fsrao.ca
  • Mail: Financial Services Regulatory Authority of Ontario. 25 Sheppard Avenue West, Suite 100, Toronto, ON M2N 6S6

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Business U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.20%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

1.55%

Balance

$100,000.01 – $250,000.00

Rate*

1.60%

Balance

$250,000.01 – $500,000.00

Rate*

1.70%

Balance

$500,000.01 – $750,000.00

Rate*

1.80%

Balance

$750,000.01 – $1,000,000.00

Rate*

1.90%

Balance

$1,000,000.01 – $2,500,000.00

Rate*

2.00%

Balance

$2,500,000.01+

Rate*

2.10%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Wednesday, July 1, 2026 Canada Day
Monday, August 3, 2026 Civic Holiday
Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027
* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m. ** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.
U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.15%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options

Rate*

Account options

Non-registered savings

Rate*

0.30%

Account options

TFSA investment savings

Rate*

0.60%

Account options

FHSA investment savings

Rate*

3.20%

Account options

RRSP investment savings

Rate*

0.05%

Account options

RRIF investment savings

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

0.60%

Balance

$100,000.01 – $200,000.00

Rate*

0.75%

Balance

$200,000.01+

Rate*

0.80%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.