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GIC Interest Rates

  • Rates
  • GIC Interest Rates

Featured Offers

Boost your registered savings with 6.00%* on a 4-month GIC

Open by calling our Member Service Centre or visiting your local branch.

Non-redeemable. Available for registered accounts, excluding RESPs, on new deposits only.

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Secure 5.00%* with a 1-year redeemable GIC

You can also opt for non-redeemable GICs with a 16-month term at 5.05%* or a 26-month term at 4.90%*.

Open by calling our Member Service Centre.

Available for registered and non-registered accounts.

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A market-linked GIC offers the potential for higher returns

Up your game with a product that can provide market returns but is secure and simple for your peace of mind. Our market-linked GICs offer 100% principal protection and the potential for higher returns.

Learn more

View GIC rates

List of rates for LONG TERM NON-REDEEMABLE GICS*
LONG TERM NON-REDEEMABLE GICS* Rate
1 Year
4.65
2 Year
4.50
3 Year
4.30
4 Year
4.25
5 Year
4.25
List of rates for SHORT-TERM NON-REDEEMABLE GICS*
SHORT-TERM NON-REDEEMABLE GICS* Rate
90-179 Days
3.10
180 - 269 Days
3.15
270 - 364 Days
3.25
List of rates for LONG-TERM REDEEMABLE GICS*
LONG-TERM REDEEMABLE GICS* Rate
1 Year
4.15
2 Year
4.00
3 Year
3.80
4 Year
3.75
5 Year
3.75
List of rates for SHORT-TERM REDEEMABLE GICS*
SHORT-TERM REDEEMABLE GICS* Rate
90 - 179 Days
2.60
180 - 269 Days
2.65
270 - 364 Days
2.75
List of rates for 5-YEAR ACCELERATOR GICS*
5-YEAR ACCELERATOR GICS* Rate
Year 1
4.65
Year 2
4.45
Year 3
4.30
Year 4
4.10
Year 5
4.00
List of rates for U.S. SHORT TERM GIC*
U.S. SHORT TERM GIC* Rate
30 - 59 Days
0.80
60 - 89 Days
1.30
90 - 179 Days
2.20
180 - 269 Days
2.25
270 - 364
2.45
List of rates for 24-MONTH ESCALATOR GIC*
24-MONTH ESCALATOR GIC* Rate
Months 1 - 8
3.25
Months 9 - 16
4.60
Months 17 - 24
5.35
Effective Yield
4.40
 

*Rates are subject to change at any time. Conditions apply.

 
 

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