Skip to main content
Map Point
JOIN US
Blocks with Arrows Arranged Ascendingly on a Diagonal

GIC Interest Rates

  • Rates
  • GIC Interest Rates

Featured Offers

Boost your savings with a 4-month 4.00%* GIC

Open by calling our branch or Member Service Centre.

Non-redeemable. Available for registered and unregistered accounts, excluding RESPs.

Contact Us

Earn 3.50%* on a 1-Year Redeemable GIC

You can also get an 18-month GIC at 3.80%*. Open by calling our Member Service Centre.

Available for registered and non-registered accounts.

Contact Us

A market-linked GIC offers the potential for higher returns

Up your game with a product that can provide market returns but is secure and simple for your peace of mind. Our market-linked GICs offer 100% principal protection and the potential for higher returns.

Learn more

View GIC rates

List of rates for LONG TERM NON-REDEEMABLE GICS*
LONG TERM NON-REDEEMABLE GICS* Rate
1 Year
3.40
2 Year
3.50
3 Year
3.50
4 Year
3.40
5 Year
3.45
List of rates for SHORT-TERM NON-REDEEMABLE GICS*
SHORT-TERM NON-REDEEMABLE GICS* Rate
90-179 Days
3.10
180 - 269 Days
3.15
270 - 364 Days
3.25
List of rates for LONG-TERM REDEEMABLE GICS*
LONG-TERM REDEEMABLE GICS* Rate
1 Year
2.90
2 Year
3.00
3 Year
3.00
4 Year
2.90
5 Year
2.95
List of rates for SHORT-TERM REDEEMABLE GICS*
SHORT-TERM REDEEMABLE GICS* Rate
90 - 179 Days
2.60
180 - 269 Days
2.65
270 - 364 Days
2.75
List of rates for 5-YEAR ACCELERATOR GICS*
5-YEAR ACCELERATOR GICS* Rate
Year 1
3.40
Year 2
3.40
Year 3
3.35
Year 4
3.35
Year 5
4.00
List of rates for U.S. SHORT TERM GIC*
U.S. SHORT TERM GIC* Rate
30 - 59 Days
0.80
60 - 89 Days
1.30
90 - 179 Days
2.20
180 - 269 Days
2.25
270 - 364
2.45
List of rates for 24-MONTH ESCALATOR GIC*
24-MONTH ESCALATOR GIC* Rate
Months 1 - 8
3.25
Months 9 - 16
3.45
Months 17 - 24
3.50
Effective Yield
3.40
 

*Rates are subject to change at any time. Conditions apply.

 
 

Ways to Bank

You choose – what works best for you?

On my Phone

On my Computer

I need a branch, ATM, or Personal Assisted Teller machine

​Become a Member of Creative Arts Financial

JOIN US
Select Image

Where art and finance unite

At Creative Arts Financial, we understand that creators of all kinds deserve a financial partner that truly supports their unique journey.

 

​​​Creative Arts Financial logo​​

FSRA logo
 

™Creative Arts Financial and Design are trademarks of FirstOntario Credit Union

Creative Arts Financial © Copyright 2024