Product notice

Use Restrictions

The copyright for all materials on this website (“Website”) is owned by Creative Arts Financial, a division of FirstOntario Credit Union (“Creative Arts Financial”), or by the original creators of the content. Any unauthorized use of materials from this Site may violate copyright, trademark, privacy, and publicity laws, as well as communications regulations and statutes.

Notice

Use of the Website is subject to certain Terms of Use, which constitute a legal agreement between you and Creative Arts Financial. Please review this information and, if you do not agree, do not use this Website.

Although we strive for accuracy, timeliness and completeness, rates and information quoted are not guaranteed and may change at any time.

By use of the Website, you acknowledge that:

• The information which may be provided on the Website is for informational purposes only and is not intended to provide specific financial, tax, accounting or legal advice;
• While Creative Arts Financial believes the information contained on the Website to be correct and attempts to keep the information current, Creative Arts Financial does not warrant the accuracy or completeness of any such information and expressly disclaims any liability for errors or omissions in this information;
• Any links to other websites are provided for convenience only and no endorsement of any third-party products or services is expressed or implied by any information referred to or linked from or to the Website;
• Creative Arts Financial does not represent or warrant that the services provided through the Website will be uninterrupted or error-free, that defects will be corrected or that the Website or the server that makes it available is free of viruses or other harmful components;
• Creative Arts Financial recommends that Website users install, update and use an anti-virus program whenever the Website is accessed;
• Creative Arts Financial recommends that Website users establish a data backup and recovery process to protect data from any loss or damage;
• In no event will Creative Arts Financial or any of its affiliates be liable to the Website user or any third party for any loss or damage of any sort (including destruction or loss of data, software or hardware) whether arising in contract, tort or otherwise, caused by or arising in connection purposes only and is not intended to provide specific financial, tax, accounting or legal advice.

Copyright and trademarks

• ACCEL^® is a registered trademark owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
• ACCULINK^® and ACCULINK^® Hand & Card Design are registered trademarks owned by Canadian Credit Union Association, used under license.
• CIRRUS^® is a registered trademark of Mastercard^® International used under license.
• CIRRUS^® is a registered trademark of Mastercard^® International used under license.
• CUIS™ and the CUIS™ design are trademarks of Credit Union Central of Canada and are used under license.
• CUMIS^® is a trademark of CUMIS Insurance Society, Inc. and is used under license.
• DEPOSIT ANYWHERE™ is a trademark of Central 1 Credit Union. FirstOntario Credit Union is a licensed user.
• DING FREE^® and Design are registered trade-marks of Central1 Credit Union, used under license.
• HANDS & GLOBE^® Design is a registered trademark owned by the World Council of Credit Unions and is used under license.
• Interac^®, Interac^® Flash, Interac^® e-Transfer and the Interac logo are trademarks of Interac Inc. Used under license.
• MASTERCARD^® is a registered trademark owned by Mastercard International and is used under license.
• MEMBERDIRECT^® is a registered trademark owned by Credit Union Central of Canada and are used under license.
• MERITLINE™ and MERITLINE LINE OF CREDIT™ are Trademarks of Credit Union Central of Ontario Limited, used under licence.
• PLUS^® is a trademark owned by Visa International and is used under license.
• *The Collabria Visa Card is issued by Collabria Financial Services Inc., pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
• *The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMV Co. LLC.
• THE EXCHANGE^® is a registered trademark of Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.