Ways to bank

All the ways to bank, built around you

No matter how or where you like to bank, we make it simple to access and manage your money.

Person choosing acoustic guitar in store.

Online banking

Log in with your debit card and manage your banking online in a few clicks.

Person crafting pottery in studio.

Mobile banking

Use the FirstOntario mobile app on your smartphone or tablet to manage your money.

Artist painting outdoors on easel.

Personal Assisted Teller

Talk to a Personal Assisted Teller through live video to take care of your transactions.

Artist painting outdoors on easel.

Surcharge-free ATMs

Get cash at thousands of ATMs across Canada (THE EXCHANGE Network^®) and the U.S. (Allpoint).

How-to guides

Pay bills

Manage your bill payees and pay bills online or through our mobile banking app.

Transfer money

Send money to friends, family, or anyone in Canada with Interac e-Transfer^®.

Go paperless

Be mindful of the environment and access your free electronic statements.

Have questions? We’re here to help.

Visit our Help Centre or contact our Member Service Centre for assistance.

Not a member yet? It’s easy to open your first account with us.

Business U.S. Dollar Investment Savings account

Balance	Rate*
Balance All balances	Rate* 0.20%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Business Savings account

Balance	Rate*
Balance $0 – $100,000.00	Rate* 1.55%
Balance $100,000.01 – $250,000.00	Rate* 1.60%
Balance $250,000.01 – $500,000.00	Rate* 1.70%
Balance $500,000.01 – $750,000.00	Rate* 1.80%
Balance $750,000.01 – $1,000,000.00	Rate* 1.90%
Balance $1,000,000.01 – $2,500,000.00	Rate* 2.00%
Balance $2,500,000.01+	Rate* 2.10%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

U.S. Dollar Investment Savings account

Balance	Rate*
Balance All balances	Rate* 0.15%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Daily Interest Savings account for seniors (60+)

Balance	Rate*
Balance $0 – $1,000.00	Rate* 0.05%
Balance $1,000.01 – $5,000.00	Rate* 0.05%
Balance $5,000.01 – $10,000.00	Rate* 0.05%
Balance $10,000.01+	Rate* 0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Investment Savings account

Account options	Rate*
Account options Non-registered savings	Rate* 0.30%
Account options TFSA investment savings	Rate* 0.60%
Account options FHSA investment savings	Rate* 3.20%
Account options RRSP investment savings	Rate* 0.05%
Account options RRIF investment savings	Rate* 0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Daily Interest Savings account

Balance	Rate*
Balance $0 – $1,000.00	Rate* 0.05%
Balance $1,000.01 – $5,000.00	Rate* 0.05%
Balance $5,000.01 – $10,000.00	Rate* 0.05%
Balance $10,000.01+	Rate* 0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

High Interest eSavings account

Balance	Rate*
Balance $0 – $100,000.00	Rate* 0.60%
Balance $100,000.01 – $200,000.00	Rate* 0.75%
Balance $200,000.01+	Rate* 0.80%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.