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Business savings accounts

Grow your business savings with competitive rates

Put your business earnings to work with higher interest rates and easy access when you need it.

Business Savings

Grow your savings with higher interest rates and access your money whenever you need it.

Up to 2.10% interest

  • No monthly fees
  • No minimum balance
  • Bigger balance, higher rate
  • Interest is calculated daily, paid at month-end
  • Two free debits1 per month ($5 each thereafter)
  • Easy transfers between Creative Arts Financial accounts
  • Online and mobile banking with free eStatements

Business U.S. Dollar Investment Savings

Build up your U.S. savings while you earn interest without having to worry about exchange rates.

0.20% interest

  • No monthly fees
  • No minimum balance
  • Interest is calculated daily, paid at month-end
  • One free debit1 per month ($5 each thereafter)
  • Compatible with all Canadian dollar Creative Arts Financial accounts for easy transfer of funds
  • Pay your Creative Arts Financial U.S. Dollar Visa from this account2
  • Online and mobile banking with free eStatements
  • ATM and point-of-sale transactions are not available with this account

Want to accelerate your savings even more?

Check out our high-interest Business Guaranteed Investment Certificates (GICs).

The art of banking differently

Our members value our personal touch, competitive rates, and community spirit that helps artists, innovators, and entrepreneurs bring their ideas to life.

Member owned

As a member, you’re also an owner — your voice helps shape how we grow and serve the creative community.

Better rates, lower fees

Our competitive rates help creative professionals handle daily banking, fund projects, and grow their businesses.

Many ways to bank

Manage your money in person, online, or on mobile, with access to thousands of surcharge-free ATMs across Canada and the U.S.

Guided by purpose

We reinvest profits into community programs that help creative professionals thrive and flourish.

Where creative businesses save

Save confidently with accounts designed for your industry.

Not a member yet? It’s easy to open a business savings account with us.

Become a member
Terms and conditions

1 Debits include in-branch withdrawals, Creative Arts Financial Visa payments and transfers out.

2 Creative Arts Financial Visa card payments are set up through the MyCardInfo site.

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Book an appointment

Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Book an appointment

You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Book an appointment
Business U.S. Dollar Investment Savings account

Balance
Rate*

Balance

All balances
Rate*

0.20%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance
Rate*

Balance

$0 – $100,000.00
Rate*

1.55%

Balance

$100,000.01 – $250,000.00
Rate*

1.60%

Balance

$250,000.01 – $500,000.00
Rate*

1.70%

Balance

$500,000.01 – $750,000.00
Rate*

1.80%

Balance

$750,000.01 – $1,000,000.00
Rate*

1.90%

Balance

$1,000,000.01 – $2,500,000.00
Rate*

2.00%

Balance

$2,500,000.01+
Rate*

2.10%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Book an appointment

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Wednesday, July 1, 2026 Canada Day
Monday, August 3, 2026 Civic Holiday
Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027
* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m. ** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.
U.S. Dollar Investment Savings account

Balance
Rate*

Balance

All balances
Rate*

0.15%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance
Rate*

Balance

$0 – $1,000.00
Rate*

0.05%

Balance

$1,000.01 – $5,000.00
Rate*

0.05%

Balance

$5,000.01 – $10,000.00
Rate*

0.05%

Balance

$10,000.01+
Rate*

0.05%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options
Rate*

Account options

Non-registered savings
Rate*

0.30%

Account options

TFSA investment savings
Rate*

0.60%

Account options

FHSA investment savings
Rate*

3.20%

Account options

RRSP investment savings
Rate*

0.05%

Account options

RRIF investment savings
Rate*

0.05%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance
Rate*

Balance

$0 – $1,000.00
Rate*

0.05%

Balance

$1,000.01 – $5,000.00
Rate*

0.05%

Balance

$5,000.01 – $10,000.00
Rate*

0.05%

Balance

$10,000.01+
Rate*

0.05%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance
Rate*

Balance

$0 – $100,000.00
Rate*

0.60%

Balance

$100,000.01 – $200,000.00
Rate*

0.75%

Balance

$200,000.01+
Rate*

0.80%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.