Online policies

Accessibility

Learn what we do to ensure accessibility and how to get the best experience on our website.

Accessibility For Ontarians With Disabilities Act (AODA)

The Accessibility for Ontarians with Disabilities Act, 2005 (AODA) established a framework for creating a more accessible Ontario. Under this legislation, Ontario introduced the Accessibility Standards for Customer Service (The Standard), the first standard developed to ensure businesses and organizations provide accessible goods and services to people with disabilities.

Creative Arts Financial is committed to providing services in a manner that respects the dignity and independence of persons with disabilities. You can find Creative Arts Financial’s Policies & Procedures for AODA (Accessibility for Ontarians with Disabilities) by clicking the link below.

Website accessibility

Our website has been developed following the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines (WCAG) 2.0. These guidelines help developers create websites that are accessible to all users. Some ways we ensure accessibility include:

  • Customizable display: Webpages are built so you can disable CSS (Cascading Style Sheets) or adjust text size via your browser if colours or fonts make content difficult to read.
  • Skip to content links: Each page includes a link at the top to jump directly to the main content, bypassing headers and navigation.
  • Screen reader support: Webpages are designed to work effectively with screen-reading software. Images have text descriptions, links include clear titles, and structured headings allow users to navigate quickly to desired sections.

Online accessibility tips

Adjust your computer settings for a better experience

Enhance your online experience by customizing your computer settings to suit your needs. For example, you can increase font sizes or adjust the colour scheme.

Keep your browser updated

We recommend you keep your browsers up-to-date. Newer browsers tend to provide more display options to make content accessible, and may work better with assistive technologies.

Use keyboard shortcuts

Many accessibility features can be controlled directly from your keyboard. Try using shortcut keys to navigate pages, zoom in, or adjust text size without a mouse.

Use screen reader software

Our website is designed to work with common screen readers, which read content aloud and provide keyboard navigation.

Explore accessibility tools

Most operating systems (Windows, macOS, iOS, Android) include built-in accessibility features like magnifiers, voice control, and text-to-speech.

Having trouble using our website?

If you have any trouble accessing content or features on our website, please contact us. We’re always open to making improvements to ensure the best online experience.

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Business U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.20%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

1.55%

Balance

$100,000.01 – $250,000.00

Rate*

1.60%

Balance

$250,000.01 – $500,000.00

Rate*

1.70%

Balance

$500,000.01 – $750,000.00

Rate*

1.80%

Balance

$750,000.01 – $1,000,000.00

Rate*

1.90%

Balance

$1,000,000.01 – $2,500,000.00

Rate*

2.00%

Balance

$2,500,000.01+

Rate*

2.10%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Wednesday, July 1, 2026 Canada Day
Monday, August 3, 2026 Civic Holiday
Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027
* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m. ** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.
U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.15%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options

Rate*

Account options

Non-registered savings

Rate*

0.30%

Account options

TFSA investment savings

Rate*

0.60%

Account options

FHSA investment savings

Rate*

3.20%

Account options

RRSP investment savings

Rate*

0.05%

Account options

RRIF investment savings

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

0.60%

Balance

$100,000.01 – $200,000.00

Rate*

0.75%

Balance

$200,000.01+

Rate*

0.80%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.