​​Loan and mortgage insurance

A safety net for your mortgage and loans

Protect your loans and mortgage with insurance designed to keep you covered when life takes a turn.

Coverage for life’s what-ifs

Mortgage and loan insurance can cover your payments or pay off the balance if you face job loss, critical illness, disability, or death.

Protection from the unexpected

Mortgage and loan life insurance can take care of your mortgage or loan if you pass away. In the event of death, or if you’re diagnosed with a terminal illness or suffer an accident, it can cover your outstanding principal—up to $500,000.

Replacement income

Creditor disability insurance helps protect you if you can’t work. If you become disabled, it covers your monthly payments—up to $2,000 per month. You’ll stay covered until you recover, your loan or mortgage is paid off, or you’ve received benefits for five years in a row.

Don’t leave it to chance. Contact us to protect your mortgage and loans.

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Business U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.20%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

1.55%

Balance

$100,000.01 – $250,000.00

Rate*

1.60%

Balance

$250,000.01 – $500,000.00

Rate*

1.70%

Balance

$500,000.01 – $750,000.00

Rate*

1.80%

Balance

$750,000.01 – $1,000,000.00

Rate*

1.90%

Balance

$1,000,000.01 – $2,500,000.00

Rate*

2.00%

Balance

$2,500,000.01+

Rate*

2.10%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Wednesday, July 1, 2026 Canada Day
Monday, August 3, 2026 Civic Holiday
Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027
* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m. ** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.
U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.15%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options

Rate*

Account options

Non-registered savings

Rate*

0.30%

Account options

TFSA investment savings

Rate*

0.60%

Account options

FHSA investment savings

Rate*

3.20%

Account options

RRSP investment savings

Rate*

0.05%

Account options

RRIF investment savings

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

0.60%

Balance

$100,000.01 – $200,000.00

Rate*

0.75%

Balance

$200,000.01+

Rate*

0.80%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.