Business accounts

Business banking accounts for the creative industry

Manage your business finances with confidence and make every dollar go further.

Chequing accounts

No matter your business size, we have an account that makes your business banking better.

Savings accounts

Put your business earnings to work with higher interest rates and easy access when you need it.

Make the most of your daily business banking

Student smiling in hallway holding backpack straps

Credit cards

Effortlessly earn rewards on every business expense, wherever your work takes you.

A hand holding a debit card above a payment terminal for a contactless transaction

Debit card

Flexible access to your money — designed to keep your business running smoothly.

Smiling man with earphones using a smartphone by a window.

Business services

Get the guidance and tools you need to help your business start strong and keep growing.

Looking for personal accounts?

Designed for creative people, our personal accounts help you stay financially confident while your ideas take shape.

What types of business accounts are available?

Creative Arts Financial offers business chequing and business savings accounts designed to support day to day banking needs. These accounts help businesses manage cash flow, make payments, and receive deposits efficiently. Options are available to suit different operating styles, from high transaction accounts to savings solutions for surplus funds.

Who can open a business account?

Business accounts are available to sole proprietors, freelancers, partnerships, incorporated businesses, and organizations in the creative industries. Creative Arts Financial supports businesses at every stage, from early growth to established operations.

How does a business chequing account support daily operations?

A business chequing account helps manage everyday transactions such as paying suppliers, receiving client payments, handling payroll, and covering operating expenses. It provides easy access to funds, reliable digital banking, and clear transaction records that simplify bookkeeping.

What is the benefit of a business savings account?

A business savings account allows businesses to set aside surplus funds while earning interest. It is ideal for short term reserves, upcoming expenses, or building a financial cushion without locking funds into a fixed investment. Creative Arts Financial offers savings accounts with competitive rates and flexibility.

How do business accounts help with cash flow management?

Business accounts provide clear visibility into incoming and outgoing funds. This makes it easier to track spending, plan ahead, and maintain healthy cash flow. With organized records and flexible banking tools, Creative Arts Financial helps businesses stay in control of their finances.

Not a member yet? It’s easy to open a business account with us.

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Business U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.20%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

1.55%

Balance

$100,000.01 – $250,000.00

Rate*

1.60%

Balance

$250,000.01 – $500,000.00

Rate*

1.70%

Balance

$500,000.01 – $750,000.00

Rate*

1.80%

Balance

$750,000.01 – $1,000,000.00

Rate*

1.90%

Balance

$1,000,000.01 – $2,500,000.00

Rate*

2.00%

Balance

$2,500,000.01+

Rate*

2.10%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Wednesday, July 1, 2026 Canada Day
Monday, August 3, 2026 Civic Holiday
Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027
* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m. ** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.
U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.15%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options

Rate*

Account options

Non-registered savings

Rate*

0.30%

Account options

TFSA investment savings

Rate*

0.60%

Account options

FHSA investment savings

Rate*

3.20%

Account options

RRSP investment savings

Rate*

0.05%

Account options

RRIF investment savings

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

0.60%

Balance

$100,000.01 – $200,000.00

Rate*

0.75%

Balance

$200,000.01+

Rate*

0.80%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.