Thanksgiving holiday closure

Just a reminder that we will be closed on Monday, October 12 for the Thanksgiving holiday.

Privacy and security

Your privacy rights

Creative Arts Financial respects your privacy and your right to access and control your personal information.

Use the form below to request access to your personal information held by Creative Arts Financial, a division of FirstOntario Credit Union, in accordance with applicable laws and the terms of your membership and account agreements.

This request process aligns with applicable Canadian privacy laws. We will respond to your request in accordance with our legal obligations.

Information submitted through this form is transmitted securely and handled in accordance with our privacy practices.

Privacy Request

Identity Verification Notice
Identity verification is required before we can process your request. Based on the information provided, we may need to contact you to validate your identity or obtain additional information.

Fees Disclaimer
This request may be subject to reasonable fees as permitted under applicable privacy laws. Where applicable, you will be notified of any fees in advance.

Response Timeline Notice
We will acknowledge your request and respond within the timelines required under applicable privacy laws, subject to identity verification and lawful exceptions.

Access to and Correction of Information Policies and Procedures
You may request access to or correction of personal information held by us by completing the form above. If you require more information about Creative Arts Financial’s policies and practices for accessing or correcting personal information, please contact our Privacy Officer.

Information Not Provided
Creative Arts Financial, a division of FirstOntario Credit Union, is required or authorized by law not to disclose certain types of information. This may include information related to investigations or proceedings, information about other individuals, and information reported to authorities where we are required not to disclose the reporting. By law, we may also refuse to confirm or deny the existence of information collected as a result of an investigation. Accordingly, if this applies to your request, the information will not be included in our response.

Other Organizations
If you have obtained products and services from other organizations supplying products and services to you through Creative Arts Financial, you may wish to contact them directly. Our Privacy Officer will assist you by providing contact information upon request.

Credit Reports
If you wish to obtain an easy-to-understand copy of your credit report, please contact TransUnion or Equifax directly. Our Privacy Officer can assist you in contacting a credit bureau upon request.

Need help?

If you have questions about the form or the status of your request, please contact our Privacy Officer.

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Business U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.20%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

1.55%

Balance

$100,000.01 – $250,000.00

Rate*

1.60%

Balance

$250,000.01 – $500,000.00

Rate*

1.70%

Balance

$500,000.01 – $750,000.00

Rate*

1.80%

Balance

$750,000.01 – $1,000,000.00

Rate*

1.90%

Balance

$1,000,000.01 – $2,500,000.00

Rate*

2.00%

Balance

$2,500,000.01+

Rate*

2.10%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027
* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m. ** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.
U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.15%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options

Rate*

Account options

Non-registered savings

Rate*

0.30%

Account options

TFSA investment savings

Rate*

0.60%

Account options

FHSA investment savings

Rate*

3.20%

Account options

RRSP investment savings

Rate*

0.05%

Account options

RRIF investment savings

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

0.60%

Balance

$100,000.01 – $200,000.00

Rate*

0.75%

Balance

$200,000.01+

Rate*

0.80%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.