Business services

Condo solutions with creative vision

Helping property managers and boards thrive with financial tools tailored for creative communities.

Condominium financial services

With over 18 years of experience, Creative Arts Financial offers specialized support to help boards and property managers keep things running smoothly.

Investment planning

Managing finances for an entire building is no small task. That’s why we offer a 10-year investment plan built around your latest Reserve Fund Study — delivered fast, often within 24 hours.

Let us help boost your returns with turn-key options that make planning simple.

Great deposit rates

Our industry-leading GIC rates come with flexible redemption options, so your funds stay accessible when you need them.

Plus, our condo specialists help you earn extra interest while staying prepared for the unexpected.

What condominium services does Creative Arts Financial offer?

Creative Arts Financial provides specialized financial services for condominium corporations, supporting condo boards and property managers with practical, long term solutions. With deep experience in condominium banking, the team helps ensure buildings remain financially stable, and well prepared for future needs. Services are customized to match each condominium’s structure, reserve fund requirements, and financial goals.

How does Creative Arts Financial support condominium investment planning?

Managing reserve funds requires careful planning and dependable returns. Creative Arts Financial offers structured investment planning that aligns with your most recent Reserve Fund Study. These plans are designed to simplify decision‑making, support long‑term financial health, and help condominium corporations balance growth with accessibility.

What investment options are available for condominium corporations?

Creative Arts Financial offers competitive deposit and GIC options for condominium corporations, including flexible terms and redemption options. These solutions allow boards to earn strong returns while keeping funds available for repairs, maintenance, and unexpected expenses. Dedicated specialists work closely with boards and property managers to match investments with cash flow needs.

Why choose Creative Arts Financial for condominium banking?

Creative Arts Financial understands the unique responsibilities of managing shared property finances. By offering personalized service, competitive rates, and condominium focused expertise, the team helps boards and property managers manage funds with confidence. Custom solutions ensure compliance, transparency, and long term financial stability.

How can condominium boards or property managers get started?

Condominium boards and property managers can connect with Creative Arts Financial to review available services, investment options, and reserve fund strategies. A dedicated specialist will assess your condominium’s financial needs and recommend solutions that support both day to day operations and future planning.

Let’s make your condo finances work for you.

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Business U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.20%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

1.55%

Balance

$100,000.01 – $250,000.00

Rate*

1.60%

Balance

$250,000.01 – $500,000.00

Rate*

1.70%

Balance

$500,000.01 – $750,000.00

Rate*

1.80%

Balance

$750,000.01 – $1,000,000.00

Rate*

1.90%

Balance

$1,000,000.01 – $2,500,000.00

Rate*

2.00%

Balance

$2,500,000.01+

Rate*

2.10%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Wednesday, July 1, 2026 Canada Day
Monday, August 3, 2026 Civic Holiday
Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027
* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m. ** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.
U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.15%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options

Rate*

Account options

Non-registered savings

Rate*

0.30%

Account options

TFSA investment savings

Rate*

0.60%

Account options

FHSA investment savings

Rate*

3.20%

Account options

RRSP investment savings

Rate*

0.05%

Account options

RRIF investment savings

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

0.60%

Balance

$100,000.01 – $200,000.00

Rate*

0.75%

Balance

$200,000.01+

Rate*

0.80%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.