Digital improvements are coming your way!

Releases of our new Creative Arts Financial mobile app and updated online banking platform are planned for the fall.

Picture a reimagined digital banking experience to support your needs now and into the future, with modernized navigation and new added features.

Our advanced platforms are being designed with your financial journey top of mind. We aim to provide a seamless transition with minimal impact on your everyday transactions, and we are excited to offer an intuitive and improved user experience with more options to assist with your everyday banking. We are planning on fall launches for these exciting updates.

Website and mobile app design showcase.

The biggest change you’ll see?

Once the new platforms are live, you’ll need to log in with a unique email address that is only associated with your profile in our banking system instead of your debit card number. Creative Arts members – including family members – cannot share email addresses across different profiles.

Be sure to have your current phone number (to support two-step verification) and email address on file so you can continue to log in without any interruptions. Please make any necessary updates by September 1 to ensure you are prepared in advance of the upcoming launches.

Primary business members will log in with an email address, while additional business users and delegates will use a generated username. More details are coming soon.

You can make changes in online banking: look for Profile and Settings and Change Contact Information. This feature is not available on our mobile app, but our Member Service Center can also make any updates for you.

Contact us

Everything you need to know will be shared in advance, so you are ready to go once our new applications are ready to use. You’ll start to see more reminders online, in branches and wherever you interact with Creative Arts Financial.

These are just more ways we are upping our digital game with the goal of continuous improvements to serve you better.

FAQs

Still have questions?

If you have any questions or concerns, contact our Member Service Centre.

Not a member yet? It’s easy to open your first account with us.

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Business U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.20%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

1.55%

Balance

$100,000.01 – $250,000.00

Rate*

1.60%

Balance

$250,000.01 – $500,000.00

Rate*

1.70%

Balance

$500,000.01 – $750,000.00

Rate*

1.80%

Balance

$750,000.01 – $1,000,000.00

Rate*

1.90%

Balance

$1,000,000.01 – $2,500,000.00

Rate*

2.00%

Balance

$2,500,000.01+

Rate*

2.10%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Wednesday, July 1, 2026 Canada Day
Monday, August 3, 2026 Civic Holiday
Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027
* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m. ** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.
U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.15%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options

Rate*

Account options

Non-registered savings

Rate*

0.30%

Account options

TFSA investment savings

Rate*

0.60%

Account options

FHSA investment savings

Rate*

3.20%

Account options

RRSP investment savings

Rate*

0.05%

Account options

RRIF investment savings

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

0.60%

Balance

$100,000.01 – $200,000.00

Rate*

0.75%

Balance

$200,000.01+

Rate*

0.80%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.