Youth and student accounts
Great perks, no fees — plus a $350 boost for students1
Open a student account, pay bills, grow your savings, and build your credit — all while earning a little extra.
Make the most of this student offer
1
2
3
4
Turn your $350 into something bigger!
Why settle for a specific gift when you can have the freedom to choose? This isn’t just a giveaway — it’s your fund to spend on what you actually want.
Choose your student account
Chequing accounts
Savings accounts
Premiumfor youth and students (under 25)
Best student account for everyday banking. Unlimited transactions and 10 free Interac e‑Transfers® each month.
$0/month
- Unlimited transactions
- 10 free Interac e‑Transfers® per month ($1.50 each thereafter)
- Free overdraft protection plus reduced overdraft interest
- Up to $60 annual rebate on your Creative Arts Financial Visa*
Premium Unlimitedfor youth and students (under 25)
Unlimited transactions and Interac e‑Transfers®, plus free exclusive access to the Benefits1 Bundle.
$0 or just $9.98/month
- Unlimited transactions
- Unlimited Interac e‑Transfers®
- Free overdraft protection plus reduced overdraft interest
- Up to $75 annual rebate on your Creative Arts Financial Visa*
- Unlimited bank drafts, one order of 100 cheques per year, 15% off safe deposit box rental
- Free, unlimited access to legal, estate, identity theft, and home referral assistance through our Benefits1 Bundle
No monthly fee when you maintain a minimum daily balance of $6,000 or monthly payroll direct deposit of $2,500
Daily Interest Savings
For everyday savers who want easy access to their money.
Up to 0.05%Â interest
- No monthly fees
- No minimum balance
- Unlimited free deposits
- Interest calculated daily and paid at the end of each month
- Two free debits per month, unlimited with a $3,000 minimum balance
- Free eStatements through online and mobile banking
High Interest eSavings
For savers looking to maximize growth with premium rates.
Up to 0.80%Â interest
- No monthly fees
- No minimum balance
- Unlimited free deposits
- Bigger balance, higher rate
- Interest calculated daily and paid at the end of each month
- Two free electronic debits per month, in-branch transactions available for a fee
- Free eStatements through online and mobile banking
Investment Savings
For long-term savers building towards bigger goals.
Up to 3.20%Â interest
- No monthly fees
- No minimum balance
- Unlimited free deposits
- Tax-free savings options
- Interest calculated daily and paid at the end of each month
- One free debit per month
- Free eStatements through online and mobile banking
Everyday essentials
Feel confident with a student account that’s simple to manage.
Online banking
Access accounts, pay bills, and manage money with online banking or our mobile app.
Surcharge-free ATMs
Get cash at thousands of ATMs across Canada (THE EXCHANGE Network®) and the U.S. (Allpoint).
Debit card
Shop anywhere in Canada or abroad with the Creative Arts Financial Debit Mastercard®.
Deposit insurance
Eligible deposits are insured up to $250,000 by the Financial Services Regulatory Authority.
Bank smarter while you study
Stay on top of daily banking with a student account that keeps up with you.
More ways we can help you
Not a member yet? It’s easy to open your student account with us.
- The student bundle offer promotion period is from June 1, 2025 to May 31, 2026. Members must be a minimum of 17 years of age and a maximum of 24 years of age to be eligible for the student bundle incentives. These offers are limited to one (1) per eligible primary accountholder. Joint account holders are not eligible to be awarded any of the incentives. These offers cannot be combined with any other offer. All rewards associated with this offer will be deposited into a Creative Arts Financial Student Chequing Account. The Student Chequing Account must be open and active for any of the above-mentioned rewards to be deposited. Rewards will be deposited the week after all eligibility requirements are met. This offer is not available to Creative Arts Financial employees or members who are joint on a chequing account with a Creative Arts Financial employee. Creative Arts Financial reserves the right to modify or terminate this Student Bundle at any time without prior notice.
- Eligibility for the $100 student chequing account offer: Open a new student chequing account (Premium Student or Premium Unlimited Student), during the Promotion Period. You are not eligible to receive the $100 if you hold an existing student chequing account with Creative Arts Financial or any affiliates.
- Eligibility for the $50 student chequing account bill payment incentive: Open a new Student Chequing Account during the promotion period and make a minimum of two bill payments through your new Student Chequing Account over a two-month period.
- Eligibility for the $100 student line of credit offer: Open a new student line of credit during the promotion period. Must hold an active Student Chequing Account to qualify for this offer.
- Eligibility for the $100 registered account offer: Open a new registered savings plan (RRSP, TFSA or FHSA) during the promotion period. Must be 18 years of age or older and hold an active Student Chequing Account to qualify for this offer.
* Trademark of Visa Int., used under license.
