Borrowing
Borrowing options for creatives like you
Whether you need a small boost, a big step toward a goal, or help managing debt, we’ll help you choose the option that fits your life best.
Personal loans
Bring your dreams to life faster. Borrow what you need today and pay it back at a pace that fits your flow.
Lines of credit
Access funds up to your limit — no reapplying, just use what you need, when you need it.
Home equity line of credit
Your home can do more — borrow smarter with a MeritLine home equity line of credit at our lowest rate.
Mortgages
From first homes to forever homes, we’ll help you secure a mortgage with flexible options and low rates.
The art of banking differently
Our members value our personal touch, competitive rates, and community spirit that helps artists, innovators, and entrepreneurs bring their ideas to life.
Member owned
As a member, you’re also an owner — your voice helps shape how we grow and serve the creative community.
Better rates, lower fees
Our competitive rates help creative professionals handle daily banking, fund projects, and grow their businesses.
Many ways to bank
Manage your money in person, online, or on mobile, with access to thousands of surcharge-free ATMs across Canada.
Guided by purpose
We reinvest profits into community programs that help creative professionals thrive and flourish.
Looking for the right loan? Book an appointment to explore your borrowing options today.
All credit products are subject to credit approval. Some conditions and restrictions apply; contact us for details.
