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The Creatives Guide to Money

The Creatives Guide to Money is your space to learn, explore and feel genuinely supported as you navigate the financial side of your craft. Built for artists, makers, freelancers and dreamers, this monthly series breaks down real financial topics with heart, clarity and a spark of playfulness.

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About this blog

At Creative Arts Financial, we understand the late nights, the unpredictable paycheques and the passion that keeps you creating. We speak your language because we were founded by creatives, for creatives. This series brings together practical financial guidance and the optimistic approach that defines who we are. Our goal is simple: to help you feel confident and in control of your finances, so you can focus on what matters most – creating work that inspires.

Each month, you will find helpful insights that empower your financial wellness, support your long-term goals and meet you wherever you are in your artistic journey. You are not just learning. You are building a stronger foundation for your future, with a financial partner who truly sees you.

Align your finances with your creative lifestyle

Book an online appointment today and start your journey with Creative Arts Financial.

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Business U.S. Dollar Investment Savings account

Balance	Rate*
Balance All balances	Rate* 0.20%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Business Savings account

Balance	Rate*
Balance $0 – $100,000.00	Rate* 1.55%
Balance $100,000.01 – $250,000.00	Rate* 1.60%
Balance $250,000.01 – $500,000.00	Rate* 1.70%
Balance $500,000.01 – $750,000.00	Rate* 1.80%
Balance $750,000.01 – $1,000,000.00	Rate* 1.90%
Balance $1,000,000.01 – $2,500,000.00	Rate* 2.00%
Balance $2,500,000.01+	Rate* 2.10%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

U.S. Dollar Investment Savings account

Balance	Rate*
Balance All balances	Rate* 0.15%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Daily Interest Savings account for seniors (60+)

Balance	Rate*
Balance $0 – $1,000.00	Rate* 0.05%
Balance $1,000.01 – $5,000.00	Rate* 0.05%
Balance $5,000.01 – $10,000.00	Rate* 0.05%
Balance $10,000.01+	Rate* 0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Investment Savings account

Account options	Rate*
Account options Non-registered savings	Rate* 0.30%
Account options TFSA investment savings	Rate* 0.60%
Account options FHSA investment savings	Rate* 3.20%
Account options RRSP investment savings	Rate* 0.05%
Account options RRIF investment savings	Rate* 0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Daily Interest Savings account

Balance	Rate*
Balance $0 – $1,000.00	Rate* 0.05%
Balance $1,000.01 – $5,000.00	Rate* 0.05%
Balance $5,000.01 – $10,000.00	Rate* 0.05%
Balance $10,000.01+	Rate* 0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

High Interest eSavings account

Balance	Rate*
Balance $0 – $100,000.00	Rate* 0.60%
Balance $100,000.01 – $200,000.00	Rate* 0.75%
Balance $200,000.01+	Rate* 0.80%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.