Upcoming scheduled maintenance for online and mobile banking

Please be advised that we will be performing scheduled maintenance on Sunday, July 19. Online and mobile banking will be unavailable between 6 a.m. and 10 a.m. Thank you for your patience.

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Business
About

Digital improvements are coming your way!

Releases of our new Creative Arts Financial mobile app and online banking platform are planned for the fall.

Picture a reimagined digital banking experience – exclusive to Creative Arts Financial members – to support your needs now and into the future, with modernized navigation and added features.

Our advanced platforms are being designed with your financial journey top of mind. We aim to provide a seamless transition with minimal impact, and we’re excited to offer an intuitive and improved user experience with more options to assist with everyday banking.

Website and mobile app design showcase.

The biggest change you’ll see?

Right away you’ll notice the new Creative Arts Financial mobile app and online banking platform that will be aligned with the new branding and relaunched website. You’ll no longer be accessing FirstOntario Credit Union’s digital applications.

Once these platforms are live, you’ll need to log in with a unique email address that is only associated with your profile in our banking system instead of your debit card number. Creative Arts members – including family members – cannot share email addresses across different profiles.

Be sure to have your current phone number (to support two-step verification) and email address on file so you can continue to log in without any interruptions. Please make any necessary updates by September 1 to ensure you are prepared in advance of the upcoming launches.

Primary business members will log in with an email address, while additional business users and delegates will use a generated username. More details are coming soon.

You can make changes in online banking: look for Profile and Settings and Change Contact Information. This feature is not available on our mobile app, but our Member Service Center can also make any updates for you.

Contact us

Everything you need to know will be shared in advance so you are ready to go once our new applications are ready to use. These are just more ways we are upping our digital game with the goal of continuous improvements to serve you better.

FAQs

Still have questions?

If you have any questions or concerns, contact our Member Service Centre.

Contact us

Not a member yet? It’s easy to open your first account with us.

Become a member

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Book an appointment

Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Book an appointment

You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Book an appointment
Business U.S. Dollar Investment Savings account

Balance
Rate*

Balance

All balances
Rate*

0.20%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance
Rate*

Balance

$0 – $100,000.00
Rate*

1.55%

Balance

$100,000.01 – $250,000.00
Rate*

1.60%

Balance

$250,000.01 – $500,000.00
Rate*

1.70%

Balance

$500,000.01 – $750,000.00
Rate*

1.80%

Balance

$750,000.01 – $1,000,000.00
Rate*

1.90%

Balance

$1,000,000.01 – $2,500,000.00
Rate*

2.00%

Balance

$2,500,000.01+
Rate*

2.10%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Book an appointment

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Monday, August 3, 2026 Civic Holiday
Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027

* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m.

** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.

U.S. Dollar Investment Savings account

Balance
Rate*

Balance

All balances
Rate*

0.15%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance
Rate*

Balance

$0 – $1,000.00
Rate*

0.05%

Balance

$1,000.01 – $5,000.00
Rate*

0.05%

Balance

$5,000.01 – $10,000.00
Rate*

0.05%

Balance

$10,000.01+
Rate*

0.05%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options
Rate*

Account options

Non-registered savings
Rate*

0.30%

Account options

TFSA investment savings
Rate*

0.60%

Account options

FHSA investment savings
Rate*

3.20%

Account options

RRSP investment savings
Rate*

0.05%

Account options

RRIF investment savings
Rate*

0.05%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance
Rate*

Balance

$0 – $1,000.00
Rate*

0.05%

Balance

$1,000.01 – $5,000.00
Rate*

0.05%

Balance

$5,000.01 – $10,000.00
Rate*

0.05%

Balance

$10,000.01+
Rate*

0.05%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance
Rate*

Balance

$0 – $100,000.00
Rate*

0.60%

Balance

$100,000.01 – $200,000.00
Rate*

0.75%

Balance

$200,000.01+
Rate*

0.80%
* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.